Regardless of whether I decide to give or not I like to be in the position to do so. The first and most important step is to get your own house in order. Can't give or loan your brother a mortgage payment if you are broke. Can't give the neighbors food if your shelves are bare.
I agree with you all the way,If we can't be charitable when things are bad then we have lost who we were to begin with. Family is always first but are the others that are in your life as close as family? Sometimes we have to make hard decisions, but we should always prepare to help others.
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